Returnto Home Page Is my credit union in the Network? Transactions available in Shared Branching Frequently Asked Questions Join a credit union   Resources for credit unions

Frequently Asked Questions

What is Shared Branching?
Shared Branching is a network of credit unions across the country that actually "share" their participating branches with each other. If you are a member of a participating credit union, you can use any other participating credit union's branch, identified by the Shared Branching "Swirl."
Find a Shared Branch

Where are Shared Branches?
Shared Branches are where YOU are!

There are thousands of Shared Branches across the United States, and in Ecuador, Germany, Italy, Japan, Korea, and Puerto Rico. They are convenient when you travel for business or vacation, or attend college away from home. They are also nearby when at work or in the car. Transactions conducted at Shared Branches are real-time transactions.

This convenient service also allows you to access your credit union if you change jobs or move. There is always a Shared Branch nearby.

Just look for the "Swirl."

How does it work?
Just enter any credit union that displays the "Swirl." When you enter any Shared Branch, just provide the teller with:

  1. Your home credit union's name
  2. Your account number
  3. A valid government-issued photo I.D., such as a state driver's license or U.S. passport

Is it safe?
Yes. Using a Shared Branch is just as safe and secure as using your "home" credit union.


What transactions can I conduct?
You can conduct the following transactions at any Shared Branch:

  • Cash/Check deposits
  • Cash/Check withdrawals
  • Loan payments
  • Transfer between accounts
  • Statement printouts
  • Purchase money orders*
  • Purchase travelers checks*
  • Purchase official checks*
  • View details on all transactions

    *May not be available all locations

Does my credit union participate?
More credit unions are joining Shared Branching every day. Check to see if your credit union participates.

How much does it cost?
Shared Branching is a free member service provided by your participating credit union.

Do I have to sign up?
No. If you are a member of a participating credit union, you can automatically use any Shared Branch, just like you use your "home" credit union.

Can I ask my credit union to join?
Yes. You can contact your credit union directly or use our convenient Request Form.

How can I join a credit union?
Credit unions are not-for-profit financial institutions that are owned by their members. They offer most of the services that banks do. You may be eligible for membership through the community where you live, your job or occupation, your school, or your church.
Find a credit union to join.


        OCUL Services Corp.